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Disclaimer

The information contained in the website is solely intended for professional investors. Some funds shown on this website fall outside the scope of the Dutch Act on the Financial Supervision (Wet op het financieel toezicht) and therefore do not (need to) have a license from the Authority for the Financial Markets (AFM).

The funds shown on this website may not be available in your country. Please select your country website (top right corner) to view more information.

Neither information nor any opinion expressed on the website constitutes a solicitation, an offer or a recommendation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or service. An investment in a Robeco product should only be made after reading the related legal documents such as management regulations, prospectuses, annual and semi-annual reports, which can be all be obtained free of charge at this website and at the Robeco offices in each country where Robeco has a presence.

By clicking Proceed I confirm that I am a professional investor and that I have read, understood and accept the terms of use for this website.

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Creditworthiness

Creditworthiness is the overall evaluation of a borrower’s ability to repay debt. It reflects their financial stability, credit history, and existing obligations and indicates the likelihood that an individual, company, or government will meet its debt payments on time. Companies with higher creditworthiness are seen as low-risk and can access loans or issue bonds at more favorable interest rates, while lower creditworthiness results in higher borrowing costs due to increased risk.


Creditworthiness factors

Creditworthiness is assessed by credit rating agencies, which assign ratings based on various factors, such as:

  • Credit history: A track record of timely repayment and debt management.

  • Financial stability: Indicators like cash flow, income levels, and asset quality.

  • Debt levels: The proportion of current debt relative to income or assets.


Strong creditworthiness is essential for securing financing at competitive rates and maintaining financial flexibility, while weak creditworthiness can limit funding options and raise the cost of borrowing for a company.

Also read

Investment grade bonds
Subordinated bonds
Yield curve


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